(Solved): (14) Let's say that a life insurance company changes $200 for their $100,000 policy for 18 year-old ...

(14) Let's say that a life insurance company changes $$\$200$$ for their $$\$100,000$$ policy for 18 year-olds: If an 18 year-old has a $$95\%$$ of living through the year, what is the expected value (mean) of this policy for the life insurance company? (hint: might be easier if you make a table.)